The days of interest rates providing a return for the money sitting in your bank account are long gone, but we can look at the best most appropriate tax wrapper or investment vehicle to fulfil your needs and objectives.

Options include Stocks & Shares ISA, general investment accounts, onshore and offshore bonds, venture capital trusts, and enterprise investment schemes.

Our team will look at the amount you wish to invest, and help you to understand how you can spread your investments in various tax wrappers to maximise tax efficiency. We can also help you to understand the wider picture such as how your investments could perform over time, and how they can be passed on to your family in the event of your death.

We can recommend a wide range of investment products and explain the pro’s and con’s associated with each, and how much flexibility you have with your money once it’s invested.

There are various levels of risk associated with investments, but our financial advisors can help you to assess the level of risk you are willing to take.

The value of your investment can fall as well as rise and is not guaranteed.