We offer a range of products that can protect you and your family should you die or become ill and unable to maintain your income.  As an independent, we monitor and have access to the entire market and are not limited to a small number of providers.

Unlike the online price comparison sites, we can offer advice on which provider would be the best solution to your individual needs.  The cheapest isn’t necessarily the best option, and quite often we recommend a provider based on our history with them, flexibility, customer service, and underwriting.

Our products can include life cover to pay out a fixed or decreasing amount based on covering your mortgage or leaving a lump sum for your family, critical illness, and income protection if you can’t return to work for an extended period due to ill health.

The cost of these products vary depending on a number of factors including your age, current health, family health issues, and occupation to name a few, but we can explain the pro’s and con’s of each product and offer our advice on which would best suit your circumstances while offering value for money.

We also offer whole-of-life policies, which tie in with our tax-planning services. For example, if you had an inheritance tax liability that’s due on death, we could offer a policy that would pay out to your beneficiaries to cover it.

Adcas Financial Services Ltd. is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate Tax Planning and Cashflow Modelling.